Liability Car Insurance in Temecula, Murrieta, Lake Elsinore, Menifee CA and Canyon Lake CA

Ensure that You’re Fully InsuredCar Liability Insurance - You Might Wish You Had More.

Liability Car Insurance (Not to be confused with Collision Insurance Personal Liability Insurance.), When a car accident occurs, possessing the correct amount of insurance coverage can benefit you specifically, in financial terms, and for legal reasons. With Liability Policy coverage, you can be protected if you’re held liable for a vehicle collision by having any medical expenses for personal injuries suffered to drivers, passengers, and pedestrians, in addition to costs for property damages covered.

If you end up being lawfully liable because of a collision, liability also helps to cover legal defense fees if you get taken to court.

Components of Liability

There are two main components to Auto Liability Insurance: Bodily Injury and Property Damage Liability.

  1. Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  2. Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re in a severe vehicle collision, Liability Insurance coverage can benefit you by delivering critical protection against the losses of your home, financial savings, and income. Not only is possessing liability an excellent idea, but most states demand that motorists have it in order to be lawful on the road.

It is essential to have adequate insurance to manage to keep all of your assets shielded and not all car insurance policies are the same. Contact an agent with SGB Insurance Services Inc today for more details about what Liability Insurance protection can do for you.