Motorcycle Insurance – Insuring their bikes with Progressive, Temecula Motorcycle owners receive coverage and claim services from the No. 1 motorcycle insurance group in the country*.
Progressive Motorcycle Insurance for Temecula
Progressive has protected bikes and riders for more than 35 years. From your quote through any claims you might have, Progressive’s experts are available 24 hours a day to help you.
Customized Motorcycle Insurance
If you have some special modifications on your Harley Davidson hog or your Yamaha RM-1 Crotch Rocket, let us know so we can build a customized policy to fit your needs. Our program Accessory coverage, Comprehensive and Collision coverage, loss settlement options, Bodily Injury, Property Damage Liability, Medical Payments, Roadside Assistance are some of the options available to you. To find out all of your options:
Motorcycle Insurance Murrieta – Coverage for Different Types of Bikes
Progressive motorcycle insurance covers many types of bikes, so even if you’re looking for specific coverage like scooter insurance, motocross insurance, dirt bike insurance, moped insurance, classic motorcycle insurance, or trike insurance, motorcycle insurance policy is what you need. Start building your policy today with a Progressive motorcycle insurance quote, and check out our affordable motorcycle insurance rates.
Our motorcycle insurance quotes, available 24/7, include information to help you review your options and choose the best coverage for your bike. Start a quote today and you could save money while getting the coverage you need.
Many Motorcycle Accidents Happen Because of Crazy Drivers World Wide
Since You Know They Don’t Watch Out for You, You have to Watch Out for Them
⇓ This is Why You Need ⇓
⇓ Full Motorcycle Insurance Coverage ⇓
Some of These Guys are Clearly in the Right and Some Have Clearly Succumbed to the Need for Speed
The Helmet Cams Certainly Do Make a Lot of Sense Though.
Just Give Us A Call
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Progressive Motorcycle Insurance Discounts Temecula, Murrieta, Menifee, Corona
If you’re looking for affordable motorcycle insurance that protects your bike, choose Progressive. Not only do we offer cheap motorcycle insurance, but we also offer discounts, too. In fact, you may already qualify for significant discounts if you insure more than one bike or already have another Progressive policy even if it’s not a motorcycle policy. Plus, safe riders could receive even lower rates on our already affordable motorcycle insurance.
Full Coverage Motorcycle Insurance
Know what Kind of Insurance to Look for
Looking for Full Coverage Motorcycle Insurance?
The term “full coverage” means something different to everyone, but often refers to carrying basic liability as well as physical damage coverage (comprehensive and collision). The amount of coverage that’s right for you will depend on many factors, including the value of your bike and whether it is being financed. If you’re unsure about what you need, call us and speak with a licensed representative about recommended motorcycle insurance coverages.
Motorcycle Insurance Coverages
Progressive is the #1 motorcycle insurer in the country, and the proof is in the protection. We offer a wide range of coverages to give you peace of mind and protect your bike. Many of these coverage types are automatically included at no extra cost.
Compare motorcycle insurance coverage options below and see why 1 in 3 insured riders choose Progressive. Then get a quote with coverages and limits customized to your needs.
]The term “full coverage” means something different to everyone, but often refers to carrying basic liability as well as physical damage coverage (comprehensive and collision). The amount of coverage that’s right for you will depend on many factors, including the value of your bike and whether it is being financed. If you’re unsure about what you need, call us and speak with a licensed representative about recommended motorcycle insurance coverages.
Regardless of what you ride,
you’ll want the best coverage for your situation @TheBestRates
Those that need examples, have them – Check out the types of coverage below:
COVERAGES THAT ARE AUTOMATICALLY INCLUDED
The following coverages come standard with your Progressive motorcycle policy:
We’ll always return your bike to pre-accident condition or better.
Example: Suppose the bike you bought for $15,000 is now only worth $10,000. If it’s totaled, and the latest model costs $15,000 or more, we’ll give you $15,000+. If your bike is no longer eligible for total loss coverage at renewal, your policy still covers the actual cash value for what it’s currently worth.
You’ll choose the amount you need to re-customize or restore your bike. We’ll automatically include $3,000 of coverage with comprehensive and collision to pay for upgrades, custom modifications, equipment, and your accessories. If that’s not enough, you can purchase up to $30,000 in coverage. Keep in mind, as you make upgrades to your bike, you may want to increase your accessory coverage limit so you’ll be adequately protected.
Example: A few months after you bought your bike, you added a custom, diamond-stitch seat to your ride. If it’s damaged in an accident, your accessory coverage will replace the seat. A deductible applies.
If you have Original Equipment Manufacturer (OEM) parts in your bike, we’ll always use OEM parts in repairs. Or if you have custom parts, we’ll use custom parts in repairs. With Progressive, you’re always covered with the same or better parts. This coverage is included if you add comprehensive and collision.
Example: Your headlight is damaged in an accident. We’ll replace it with one from the original manufacturer. At Progressive, we know you’re proud of your bike’s brand and you don’t want to settle for aftermarket parts.
STANDARD MOTORCYCLE COVERAGES
These are the basic protections when it comes to motorcycle insurance:
Pays for damages to other vehicles and injuries to others if you’re liable in a motorcycle accident, as well as legal expenses if you’re sued. Bodily injury coverage is mandatory in almost every state.
Example: You’re at fault in an accident with another motorcycle, injuring the rider and damaging their bike. We’ll pay for both the rider’s injuries and damages to their bike up to your policy’s limits.
What happens if someone who doesn’t have insurance hits you? Sometimes, they’ll pay out of pocket for damages. But if they can’t, UM/UIM pays for your medical bills, damages to your motorcycle, and lost wages if you can’t work.
Example: You’re blindsided by a driver with no insurance and no way to pay for the injuries they’ve caused. UM/UIM coverage will pay for your injuries up to the limits of your policy.
Comprehensive pays to repair or replace your motorcycle if it’s stolen, vandalized or damaged in a fire or collision with an animal. Collision coverage pays to repair or replace your bike if its damaged in an accident. You’ll be able to choose your deductible amount for comprehensive and collision.
Example: You’re in a collision with a deer and your motorcycle is totaled. Comprehensive coverage will pay for the actual cash value of the bike, minus any deductible.
Pays for you and your passengers’ medical bills if you’re in an accident, regardless of fault.
Example: You fall off your bike and break your arm. Unfortunately, you don’t have health insurance but your policy’s medical payments will cover your medical bill up to specified limits.
Best explained as optional motorcycle insurance coverages but popular with our customers:
Available if your bike is no more than one model year old on a new policy, and two model years old during a renewal of a total loss coverage policy. If your bike is totaled, we’ll give you the full manufacturer’s suggested retail price for a brand new bike, minus the deductible on your policy.
Let’s say that you bought a motorcycle for $15,000, and it’s now only worth $10,000. If it’s totaled, and the latest model costs over $15,000, we’ll give you that amount. If your motorcycle is no longer eligible for total loss coverage at renewal, your policy will still cover the actual cash value of your bike.
If your bike is disabled anywhere in the United States or Canada, our roadside assistance program will tow your bike to the nearest repair shop for free. You can also add trip interruption to pay for food, hotel or transportation up to $500 if you’re away from home.
Covers personal belongings that you carry on your bike if they’re damaged, stolen, or lost, including phones, camping equipment and hunting gear.
We’ll take 25% off your deductible for every claim-free motorcycle policy you have…all the way down to $0. If you have a claim, the deductible returns to its original amount at the next renewal.†
If you’re injured and can’t work, we’ll pay you up to $250 every week for two straight years. We’ll also add death benefits to this, so if you’re in a fatal accident, we’ll pay your beneficiaries $25,000.