Workers Compensation and Where It Can Help
Workers Compensation Insurance | At SGB Insurance Services, Inc., we understand having a workplace that is safe and protected for you and your employees gives you extra security. As a California employer, you have an obligation to ensure a safe workplace and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
SGB Insurance can offer many different programs for different industries in California, in order to customize a package that fits your needs for your industry. We take a proactive approach to our clients’ Workers Compensation challenges. We will work to reduce your insurance costs, thereby saving you money this year and years to come.
Coverage and benefits can be obtained for the worker no matter who is at fault. For those workers injured in the workplace, medical expenses and income replacement may be necessary. Our network of companies and experienced agents can analyze your California workers comp insurance needs. By contacting us today, we can assist and guide you through these complicated steps.
Or You Could Just Give Us A Call
During Office Hours: 9:am – 5:pm M-F | 9:am – 1:pm Saturday
Servicing Your Workmans Compensation Insurance Needs in Riverside County, California
Having the proper California workers compensation coverage can protect your employees and your business from loss and financial damage. At Gatewood Insurance Agency Inc., we can service your work comp insurance needs in San Jose California including the Fremont, Gilroy, Morgan Hill, Santa Clara, and Sunnyvale areas.
How Does Workers’ Comp Insurance Work?
- Preferred Medical Provider Network: Employees can tap into our nationwide network of more than one million providers experienced in treating workplace injuries.
- Prescription Drug Features: More than 65,000 participating pharmacies throughout the US are available to fill prescriptions, usually with no out-of-pocket expense to the injured worker. The convenience of mail order service is just a phone call or click away.
- Nursed Back to Health: The Hartford provides highly experienced nurse case managers to help coordinate care and treatment along with physical, emotional and occupational therapies.
- Pay-as-You-Go Billing Solutions: Our pay-as-you-go workers’ compensation insurance billing solution bases premium payments on actual payroll, which can help you manage cash flow and reduce audit surprises.
How Much is Workmans’ Comp Insurance?
But what if You have No Employees
There’s a good chance your business is a start-up one person operation. In that case, you will want to consider Professional Liability Insurance.