California Vehicle Insurance Requirements: Car, Auto, Sport Utility Vehicle, Commercial Vehicles, Insurance in the Murrieta, Temecula, Menifee Area
Vehicle Insurance Requirements — What Are the Minimum Liability Insurance Requirements for Private Passenger Vehicles (California Insurance Code §11580.1b)?
What Is Your Financial Responsibility?
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- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property. ( Source: California DMV )
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What Are the Types of Financial Responsibility?
- Motor vehicle insurance liability policy.
- A cash deposit of $35,000 with DMV.
- DMV-issued self-insurance certificate.
- Surety bond for $35,000 from a company licensed to do business in California
For information regarding cash deposits or self-insurance, contact the DMV Financial Responsibility Unit at (916) 657-6520.
To locate a company that issues surety bonds, contact the Department of Insurance at www.insurance.ca.gov or by calling 1-800-927-4357.
Now that you have a grasp on what’s required of California drivers for vehicle insurance and your financial responsibility, let’s take a look at what SGB Insurance provides, so that you can custom tailor an auto insurance policy to meet your specific personal insurance needs.
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