Collision Insurance in the Temecula, Murrieta, Menifee Area
Bumper-to-Bumper Protection for Your Vehicle
For the majority of car owners, a car is much more than simply a means of travel — it’s a financial investment. And if you’re involved in a collision, you’ll need to make sure that your investment is covered. With Collision Insurance from SGB Insurance Services Inc., you can have damages to your car insured within your policy — regardless of whether or not the damage is a result of a collision with another motor vehicle or object.
How Much Collision Insurance Coverage Is Needed?
A wide range of car owner’s need different insurance coverage options for their Vehicle Insurance. Figuring out the correct amount of Collision coverage depends upon things like the age and year of your vehicle, as well as your money situation. An auto insurance expert from SGB Insurance Services can assist you in finding insurance options that best fit your budget.
Along with protecting you and your vehicle from collisions, we provide benefits that range from rewards and incentives to extended coverage. Our enhancements include:
- Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
- GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
- Accident Forgiveness ensures that your rates won’t increase because of a single accident.
Contact SGB Insurance Services today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money. We serve folks throughout Riverside County, including our neighbors in Temecula, Murrieta, Menifee, Wildomar, Corona, Fallbrook, and San Marcos.
Collision coverage provides coverage for vehicles involved in collisions. Collision coverage is subject to a deductible. This coverage is designed to provide payments to repair the damaged vehicle, or payment of the cash value of the vehicle if it is not repairable or totaled.
Collision coverage is optional, however if you plan on financing a car or taking a car loan, the lender will usually insist you carry collision for the finance term or until the car is paid off. Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) is the term used by rental car companies for collision coverage.
But what about Liability Insurance only.