Insurance Quotes from Online Bots – Here’s the Truth
Shopping Auto Insurance for Murrieta, Temecula or Menifee CA Residents?
Don’t Be Fooled by Insurance Quote Ads on TV about Instant Insurance Quotes Online
Purchasing auto insurance is certainly not a stroll in the park if you want the best coverage for your situation. And regardless of what the commercials say on TV claiming that you can find quotes with one click of the mouse if you want to end up with the right kind of insurance coverage for your particular situation, you really have to do some careful shopping to find the best rates.
Sure you can go to an on online quote site, take 5 to 10 minutes to fill out all the information, then click the “Get My Quote” button and get prices from several different companies. Then go to another Car Insurance Quote website and get another set of prices from another set of companies. Rinse and Repeat, Rinse and Repeat! Do you really have time for that nonsense?
Run of the Mill One Size Fits All Online Insurance Quotes? Really?
About all you can determine with online insurance quotes is a general idea of an approximate cost for a policy that may or may not fit your specific driving situation. Finding the right insurance coverage, with the right company at the right price can be challenging.
Online Insurance Quote Bots Have NO Standards
What makes it so challenging is that there is no “Standard” that gives a list of rates based on just a few variables. The list of factors involved that affect rates for car insurance coverage is pretty long. As well, with so many companies offering all types of auto insurance, the field can be competitive.
The upside is; having a lot of competing companies can work in your favor.
The downside is; all of those companies each have different criteria for calculating rates established on a case by case basis. So it can get confusing when shopping Auto Insurance online.
Is it any wonder that people have a hard time figuring out how or where to buy car insurance. If you are in the market for auto coverage, below are just some things each company will consider to establish your rate based on a risk basis that differs from company to company.
You Can Spend Days Getting Insurance Quotes from Machines only to End Up More CONFUSED!
Factors to be considered: Vehicle, year, make & model, auto safety equipment and safety rating, geography, distance to work, average miles driven annually, driving record, number and type of accident claims, years of driving experience, education, credit rating, age, gender, if you are currently covered, type of coverage (Full or just liability), and the list goes on … If you have the time to compare all these factors and their variable prices online to determine which is the best quote for you and just love doing hours of online research, you’re a rare breed indeed.
But if you have better things to do with your time, you have 2 options:
Option 1: Call around to all the captive agents that write policies for only one carrier like Allstate, State Farm or Farmers etc… until you find one you like and hope their company is giving you the best deal.
Option 2: Save yourself the time and hassle – Have an insurance professional shop 100+ of the best insurance companies in the country, based on your needs; then present you with the best rate quotes and explain each so you can make an informed buying decision.
So If You’re Shopping for Auto Insurance Murrieta, Temecula or Menifee CA? Let SGB do the Shopping for You!
That is where SGB Insurance Services, Inc. comes in. As an independent broker representing over 50 of the top carriers in the country, we take our time and do all the shopping for you. We take the time-consuming hassle and mystery out of shopping for vehicle coverage for you. Check out our Professional Auto Insurance Murrieta Shopping Services. Let one of our Independent Auto Insurance Agents do the shopping for you at SGB:
Just Give Us A Call
(951) 678 7290
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… OR … User Our Simple and Secure Insurance Quote Request Form